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What type of Asset Finance do we offer

Asset finance

 This type of loan is used to purchase equipment, vehicles, and other assets for business use. The loan can be secured or unsecured, and the asset is often used as collateral. 

Chattel finance

 This is a type of loan that is used to purchase goods that are movable, such as cars, boats, and trailers. The goods are used as security for the loan. 

Lease finance

This type of finance allows businesses to lease equipment, vehicles, and other assets for a set period of time. At the end of the lease term, the business may have the option to purchase the asset, renew the lease, or return the asset. 

Commercial hire purchase

This is a type of finance where the lender purchases the asset on behalf of the business and then leases it back to the business. The business makes regular payments to the lender over a set period of time and at the end of the term, they own the asset. 

Novated lease

This is a type of lease where an employee leases a car or other asset, and their employer agrees to make the lease payments on their behalf. The employee can also make additional payments from their pre-tax income, which can provide tax benefits. 

Luxury and Vintage Cars

Luxury and vintage car loans often have different eligibility requirements and loan terms compared to traditional car loans. For example, lenders may require a larger down payment, higher credit scores, and proof of income and assets to qualify for the loan. The loan term may also be shorter than a traditional car loan, typically between two to five years. 

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