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What type of Business loans do we offer

Business Loans

These loans provide funds to businesses to help them manage their cash flow, purchase inventory, invest in new equipment or technology, or expand their operations. 

Start-up business loans

These loans are designed specifically for start-up businesses, providing funds to help cover initial costs such as equipment, inventory, and marketing. 

Unsecured business loans

These loans do not require any collateral, such as property or equipment, as security. They are often used by start-ups that do not have any assets to use as security. 

Commercial Property Loans

These loans are used to purchase or refinance commercial properties, such as office buildings, warehouses, or retail spaces. The loan is secured by the property, and the interest rates and terms may vary depending on the property type and the borrower's financial situation. 

Invoice Financing

This type of financing allows businesses to access the funds tied up in their unpaid invoices. The lender advances a percentage of the invoice amount to the business, and then collects the full amount from the customer when the invoice is due. 

Business Overdrafts

These provide businesses with a line of credit that they can draw on when they need it. Interest is only charged on the amount of the overdraft that is used. 

Trade Finance

This type of financing is used to facilitate international trade transactions, such as importing or exporting goods. It can include services such as letters of credit, trade finance facilities, and foreign currency exchange. 

Refinance

This option allows borrowers to switch their existing home loan to a new lender or loan product. Refinancing can be a great way to access better interest rates or loan features, or to consolidate debts. 

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