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These loans have an interest rate that can change over time, depending on market conditions.
These loans have an interest rate that is fixed for a certain period, typically 1-5 years. This can provide certainty for borrowers as their repayments will not change during the fixed term.
These loans allow borrowers to only pay the interest portion of the loan for a certain period, typically 1-5 years. This can lower the repayments during the interest-only period, but the borrower will need to repay the principal at the end of the interest-only term.
These loans are designed for borrowers who are building a new home. The loan is typically drawn down in stages as the construction progresses.
These loans are designed for borrowers who need to bridge the gap between buying a new property and selling their existing property. The loan is typically repaid when the existing property is sold.
This option allows borrowers to switch their existing home loan to a new lender or loan product. Refinancing can be a great way to access better interest rates or loan features, or to consolidate debts.
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